Where we’ve been…
HOW IT INFLUENCES YOUR FINANCIAL PLANNING Money is universal. But our relationship with it? That’s deeply personal, shaped by a multitude of factors ranging from age and life experience to cultural…
News & Articles
Behavioural biases and heuristics
HOW THEY INFLUENCE YOUR FINANCIAL PLANNING Have you ever made a financial decision you regretted, only to look back and wonder what on earth you were thinking? Maybe you held onto a losing investment…
Your brain and your money
HOW BIOLOGY SHAPES YOUR FINANCIAL PLANNING It’s easy to think of financial decision-making as purely rational. After all, money is all about numbers, right? But what if the way we handle money has as…
Mindset, stress, and emotions
HOW THEY INFLUENCE YOUR FINANCIAL PLANNING Money may be a tool, but how we use that tool is often driven by emotions, beliefs, and life experiences far more than logic and spreadsheets. Why do some…
Personal values and goals
HOW THEY INFLUENCE YOUR FINANCIAL PLANNING What would your financial life look like if it truly reflected your values? It’s a question worth asking because, when it comes down to it, money is just a…
The value in procrastination
Procrastination gets a bad rap. It’s often labelled as laziness, lack of discipline, or avoidance. But what if there’s more to it? What if procrastination isn’t just resistance, but information?…
The law of diminishing returns
We live in a world where more is often seen as better: more money, more investments, more security, more financial strategies. But what if there comes a point where adding more doesn’t necessarily…
Money, Ego, and the Illusion of Security
The purpose of ego is security. The nature of ego is insecurity. The destiny of ego is surrender. (Credit: @findingawareness on Instagram) It’s an interesting paradox, isn’t it? The very thing we…
Choosing a trusted partnership
At first glance, it seems obvious why someone would seek out a financial adviser or planner; to make smarter money decisions! But if that were the only reason, personal finance books and online…
The holistic approach to life cover
When it comes to life insurance, one of the most common questions people ask is: How much cover do I actually need? While the typical rule of thumb suggests between 10 to 15 times your annual salary,…
Is it time for a lifestyle audit?
Also referred to as an “economic reality check,”, lifestyle audits are not just for the rich and famous, and not just useful to the tax collector! Have you ever looked at your bank statement and…
Are you being reasonable?
If money decisions were purely mathematical, personal finance would be easy. Spend less than you earn, invest in low-cost index funds, and let compound interest do its thing. But as anyone who’s ever…